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Ram Financing in St. George, UT

Proudly serving drivers in St. George, Utah, Stephen Wade Chrysler Dodge Jeep Ram FIAT is a premier Ram dealership that’s committed to helping St. George, UT drivers obtain a high-quality, affordable driving experience. If you’ve always dreamt of driving a Ram truck but have been worried about financial limitations, you can count on the Stephen Wade CDJRF finance center to provide you with the Ram financing you need to take the plunge. We’ll help you overcome budget barriers by securing you low-rate auto loans with low monthly payments, even if your credit score is not-so-great or even nonexistent. Through our bad credit financing, we’ve helped thousands of local drivers break free of financial shackles and secure the low auto loan rates they deserve. Many St. George, UT drivers can also benefit from our various Ram lease opportunities; if it seems like leasing is a better option for you, we’ll help you find a Ram lease that aligns precisely with your budgetary needs. With auto financing incentives like the DrivePlus Mastercard program, we strive to do everything we can to optimize your Ram financing experience. For no-pressure, no-hassle auto financing, there’s no better resource that Stephen Wade CDJRF!


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Finance Department

The Basic Components of an Auto Loan from Stephen Wade CDJR

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Ram Model to Buy
St. George, UT | Cedar City, UT | Washington, UT

With the superior Ram financing services available at Stephen Wade CDJRF, you’ll have freedom like never before to explore our Ram vehicle selection and drive a truck that truly suits your needs. Widely recognized for their uncompromising, reliable performance and top-quality American engineering, Ram trucks are hard not to love. Whether you’re interested in the versatile Ram 1500, the hard-working Ram 2500, or the unstoppable Ram 3500, our auto financing services will enable you to drive home in the truck that’s right for you, and to fully enjoy your driving experience without fretting about payments. We also carry options like the Ram ProMaster and Ram ProMaster City, which are lauded for their exceptional performance and cargo storage. We’re eager to help you find your next vehicle, and we can’t wait to show you the doors that are opened when you have access to Ram financing from Stephen Wade CDJRF!

How to Apply for Ram Financing at Stephen Wade CDJR

Itching to get started on your Ram financing process? You can submit an auto financing application right now through our website with just the click of a button. If you’d like to get a better idea of where you stand, you can also take a look at our finance calculator, trade-in value calculator, and many other online tools. Don’t hesitate to give us a call or visit us in person at our St. George, UT Ram financing center if you have any questions along the way or would like to learn more about our Ram financing services. We hope to hear from you soon!

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Dealership Hours
Monday – Saturday 8:30am – 8:00pm
Sunday Closed
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